Digital & Crypto
Earn Bitcoin rewards or spend with crypto-backed credit lines.
Frequently Asked Questions
What is a crypto credit card?
A crypto credit card is either a card that pays rewards in cryptocurrency instead of points or miles, or a card backed by crypto collateral (like Nexo). Some cards convert cashback to BTC automatically. Others let you spend crypto directly at traditional merchants.
Are crypto credit card rewards taxable?
In most jurisdictions, crypto rewards from credit card spending are treated as taxable income at the fair market value when received — similar to cashback. When you later sell the crypto, any gain is subject to capital gains tax. Tax treatment varies by country — consult a local tax adviser.
Can I lose money with a crypto-backed credit card?
Yes. If you use crypto as collateral (like with Nexo) and the value of your collateral drops significantly, you may face a margin call — forced repayment or collateral liquidation. Only use this structure with crypto holdings you are comfortable locking up as collateral.